MAXIMOS BIYAZAWO
Zomba,Malawi
Summary
Seasoned Financial Management professional with over 10 years proven expertise in accounting processes, systems oversight and compliance reporting. Knowledgeable about credit, contract administration, budgeting and all other aspects of successful financial operations. Talented team builder and supervisor with expertise to develop and maintain consistent, accurate and legal accounting structures.
Overview
16
16
years of professional experience
Work History
Retail Banking Branch Manager
Centenary Bank
ZOMBA
01.2018 - Current
- Successfully managed voluntary loans and savings groups linking projects within the banking sector, demonstrating strong management skills.
- Managed and inspired team members to perform to full potential, driving branch profitability.
- Planned work schedules to maintain adequate staffing levels.
- Increased efficiency and drove branch revenue by optimizing daily operations.
Retail Business Manager
Nedbank Malawi
Mzuzu
09.2015 - 01.2017
- Directed sales strategies and formulated targets, demonstrating leadership and goal-oriented skills
- Strategically devise comprehensive operational plans.
- Developed strategies to maximize revenue opportunities within the business environment.
- Coordinated efforts between multiple departments in order to optimize the effectiveness of sales initiatives.
- championed promotional campaigns to increase sales volume and market share.
Branch Manager
Nedbank
Mzuzu
01.2013 - 01.2015
- Orchestrated seamless customer service leading to high retention and client satisfaction in the bank.
- Managed and inspired team members to perform to full potential, driving branch profitability.
- Increased efficiency and drove branch revenue by optimizing daily operations.
Regional Customers Services Manager
Opportunity Bank Malawi
Lilongwe
01.2010 - 01.2012
- Ensured regional branch compliance with applicable laws, regulations, policies and procedures related to customer services operations.
- Collaborated with senior management on developing a long-term vision for operations department.
- Conducted regular meetings with staff to review customer feedback and discuss strategies for improving service levels.
- Analyzed performance metrics to identify trends and recommend process improvements.
- Created annual department budget, aligning with organization's financial and operational objectives.
Business Credit Manager
Opportunity Bank Malawi
Lilongwe
01.2008 - 01.2010
- Evaluated business practices and loan procedures to assess risk and develop mitigation plans to protect business operations and assets.
- Created standard operating procedures and delivered training to credit personnel to improve operational efficiency.
- Disseminated information regarding cash flow to appropriate stakeholders, enabling decisions for credit risk policy adjustments.
- Researched industry trends in order to develop innovative strategies for improving collection processes.
- Performed periodic audits of customer accounts to ensure compliance with company policies and procedures.
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
Education
MBA - Business Administration And Management
Malawi School of Government
Lilongwe11-2018
BBA - Business Administration
Shareworld University
Lilongwe08-2011
Business Diploma -
Malawi College of Accountancy
Lilongwe06-2008
Skills
- Project management, monitoring and evaluation
- Excellent verbal and written communication
- Team leadership
- Attention to detail and integrity
- Strong coordination and team building abilities
- Community mobilization and facilitation
- Financial Oversight
- Coaching and Mentoring
- Business development expertise
- Expert in risk management
- Relationship building and management
- Sales Development
- Conflict Resolution
Traceable Referees
- Mr. Clemence E.G Jere, Assistant Registrar - Blantyre Campus, Malawi Institute of Management, P.O Box 30801, Lilongwe, +265 999 378 986/ + 265 884 563 754, jerec@mim.ac.mw
- Mr. Joshua Banda, Corporate Relationship Manager, National Bank of Malawi, P.O Box 945, Blantyre, +265 882939650, jbanda@natbankmw.com
- Mr Elias Chakuza, Chief Operations Officer, Microloan Foundation Malawi, Private Bag 332, Lilongwe, +265 995 627314, echakuza@gmail.com
Training
- Malawi Institute of Management Financial Planning Record
- Bankers of Scotland Certificate in Service Quality Excellence
- School of Applied Microfinance (2007 in Kenya)
- Malawi Institute of Management (2004)
Timeline
Retail Banking Branch Manager
Centenary Bank
01.2018 - Current
Retail Business Manager
Nedbank Malawi
09.2015 - 01.2017
Branch Manager
Nedbank
01.2013 - 01.2015
Regional Customers Services Manager
Opportunity Bank Malawi
01.2010 - 01.2012
Business Credit Manager
Opportunity Bank Malawi
01.2008 - 01.2010
MBA - Business Administration And Management
Malawi School of Government
BBA - Business Administration
Shareworld University
Business Diploma -
Malawi College of Accountancy
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